Enjoy modern, state-of-the-art tools and services designed to help you reach your financial milestones.
Get paid up to 2 days early with Direct Deposit, zero monthly maintenance fees, and a free Visa contactless debit card.
Learn MoreBuild your emergency fund or plan for a big purchase. Secure competitive, high-interest returns backed by NCUA insurance.
Learn MoreLow rates and tailored terms make purchasing your vehicle or home simple. Apply in minutes for fixed-rate mortgages and auto loans.
Learn MoreEarn high cash back on gas and groceries, and 1% on all other purchases. No annual fee, zero foreign transaction fees.
Learn MorePlan your finances instantly with our transparent interest calculators. No registration required.
As a member-owned, cooperative credit union, we return our earnings directly back to you in the form of higher dividends on savings, lower lending rates, and localized support that prioritizes your goals.
All savings and certificates are federally insured up to $250,000 by the NCUA.
Speak to real, local financial advisors based in North Carolina, anytime day or night.
Download the North Point Trust mobile app. Seamlessly manage check deposits, send money via Zelle, lock/unlock cards instantly, and monitor your savings goals.