North Point Free Checking
Enjoy standard banking with absolute freedom. Zero monthly maintenance charges, zero minimum balances, and direct deposit privileges.
Get Paid Early
Receive your hard-earned paychecks up to two days faster. By setting up direct deposits, funds clear as soon as the employer sends them.
Contactless Visa® Debit
Safe, simple, and ultra-secure. Purchase with a tap, easily lock/unlock your card instantly in our app, and earn cash back rewards.
Ready to Join North Point Trust?
Opening a fee-free checking account is fast, secure, and entirely online. Verify your cooperative eligibility and set up your member access in less than 5 minutes.
Open Account Now →