Credit Insurance Options
A sudden loss of income due to illness, disability, or death can severely impact your family's finances. North Point Trust Credit Insurance is designed to ease this burden by covering your outstanding loan balances when you need it most.
*IMPORTANT: Credit insurance must be selected at the time of loan origination and cannot be added post-funding.
-
Credit Life Insurance: Pays up to $50,000 toward the outstanding loan balance upon death, dismemberment, or terminal illness. (Rate: $0.15 per $100 of monthly outstanding balance).
-
Credit Disability Insurance: Pays up to $600/month of your loan payment if you are disabled for 30 consecutive days or more. (Rate: $0.22 per $100 of monthly outstanding balance).
-
No Medical Exams: Approval is fast, convenient, and does not require extensive medical evaluations or health screenings.
Secure Your Loan Coverage
Adding Credit Life or Credit Disability insurance protects your family from unexpected changes. Log in to your secure member portal during loan application to set up your protection plan.
Log In to Protect Loan →