Power in Your Pocket
Every North Point credit card comes packed with premium features to make spending secure and convenient. Manage payments, freeze/unfreeze your card, and track rewards directly within the North Point mobile app.
- $0 Annual Fee on all North Point Credit Cards
- Contactless Tap-to-Pay and Digital Wallet Integration
- $0 Fraud Liability and Instant Transaction Alerts
- No Balance Transfer Fees for the first 90 days
Signature Cash Rewards
Earn unlimited 1.5% cash back on every purchase, everywhere. No caps, no categories to track, and rewards never expire.
Platinum Points Rewards
Maximize points on daily spend. Earn 3x points on dining and gas, 2x points on groceries, and 1x points on everything else.
Classic Visa® Card
Our lowest interest rate card designed for building credit and budgeting. No frills, just ultra-low rates and secure access.
Compare Card Offerings
Compare the APR, rewards structures, and key features to decide which North Point credit card best fits your financial lifestyle.
| Card Feature | Signature Cash Rewards | Platinum Points | Classic Visa® |
|---|---|---|---|
| Annual Fee | $0 | $0 | $0 |
| Regular APR | 13.49% - 17.99% (Variable) | 11.99% - 16.99% (Variable) | 9.99% - 14.99% (Variable) |
| Rewards Rate | Unlimited 1.5% Cash Back | 3x Dining/Gas, 2x Groceries, 1x Other | N/A (Interest Savings Focus) |
| Introductory Offer | $150 Bonus after $1,000 spend in 90 days | 15,000 points after $1,000 spend in 90 days | 0% Intro APR on Purchases for 6 months |
| Balance Transfer Fee | $0 for first 90 days (3% after) | $0 for first 90 days (3% after) | $0 always |
| Foreign Trans. Fee | None | None | None |
| Mobile App Controls | ✓ Instant Freeze/Unlock | ✓ Instant Freeze/Unlock | ✓ Instant Freeze/Unlock |
Ready to Carry the Card?
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